New: age discount on the debit and credit card

You can now travel on the bus, tram or metro with a 34% age discount on the debit or credit card. Are you 65 years or older or younger than 12 years old? Then add an age discount in the OVpay app.

By adding your name, date of birth and photo to the OVpay app you will know whether you receive this discount. Good to know: After adding your personal details, you will immediately travel with a discount. Do you travel with different payment cards? Then add the age discount for each debit card separately.

This is how you add an age discount in the app:

1. Download the OVpay app.
2. Add your debit card.
3. Press 'add age discount' and follow the steps.

Do you have any questions? For more information, visit


OVpay: Easily check in- and out with your debet or credit card

In the train, bus, tram and metro; everywhere in the Netherlands, travellers can check in and out with their contactless debit card, credit card or mobile. Very convenient if you occasionally travel by public transport. Checking in and out is the same as with your OV-chip card.

How it works:

  1. Hold your contactless debit or credit card or your mobile phone up to the card reader. A single beep means you've checked in. To ensure you use the right card, take the one you want out of your wallet.

  2. At your destination, hold the same card you checked in with up to the card reader, just as with any public transport smart card. Two beeps means you’ve checked out.

  3. The payment is processed automatically; You’ll see the amount with the description NLOV on your statement the next day. The price you pay will be the same as a standard ticket or trip with the OV-chipkaart without subscriptions or discounts.
  4. Do you want to review your travel itinerary from a previous day? Enter the 14-digit code that appears on your statement next to NLOV into the web tool below. As well as the price that was debited from your account. 

How OVpay works

Simply hold your contactless debit or credit card, or mobile up to the card reader or gate and – beep! – you’ve checked in. When you arrive at your destination, check out the same way. It’s that easy. It’s just like using your contactless card in the supermarket, but with one difference: you must check out at your destination!

Ensure you use the right card and take the one you want out of your wallet when you check in and out.

Can you already check in and out with OVpay?

Now you can already check in and out if you travel second class and without a discount or subscription. We will soon be expanding so that students, business travelers and season ticket holders can also use OVpay.

You can check in and out with:

  • contactless debits card from ABN AMRO, ASN bank, bunq, ING, Rabobank, Knab, Regiobank, or SNS.
  • contactless credit cards from Mastercard and Visa (issued by ICS)
  • smartphones that are set up with contactless payment with a card from above-mentioned debit and credit cards. Also with Apple Pay and Google Wallet
  • a foreign contactless debit or credit cards from Maestro, V pay, Mastercard, or Visa

You won't even need an OV-chipkaart or subscription. No registration is necessary. 

The advantages of the OVpay app

This app gives you an overview of all your trips. But there is more:

  • See in realtime if you’ve checked in or out
  • Fix missed check-ins or outs
  • View trips over the last 18 months
  • Create expense claims
  • Customise debit and credit cards to make them easy to find

Download on the App Store or get it on Google Play.


  • Avoid double travel costs. Now that you can travel with both your bank card and OV-chip card, it is important to follow the next steps: First choose the card you want to check in with. Remove the card from your wallet or phone case. Hold the card against the card reader. You are checked in. Check out again with the same card. This way you avoid double travel costs. Still missed a checkout? Check out

  • Your plastic debit/credit card and the mobile version on your phone are considered two separate cards, even if they are linked to the same bank account. So you cannot check in with the plastic debit card and then check out with your mobile.
  • Want to check in or out with your mobile? Then turn on contactless payment on your mobile.

Do you have questions? We get that! Everything is listed on the website. This way you can read at which places in our country you can already check in and out with OVpay. You will also find the answers to questions you may have as a traveler. So that you can read everything again quietly.

Related Documents Terms and Conditions Privacy Statement