OVpay: check in and out with your debit card

You choose what suits you best

We're introducing the new way to check in and out for people who travel second class, without discounts or subscriptions. Are you one of those travellers? You can then check in and check out of public transport the way you prefer. With your contactless debit card, credit card or mobile phone. This will become increasingly more available throughout the Netherlands. You choose what suits you best.

How OVpay works

Simply hold your contactless debit or credit card, or mobile up to the card reader or gate and – beep! – you’ve checked in. When you arrive at your destination, check out the same way. It’s that easy. It’s just like using your contactless card in the supermarket, but with one difference: you must check out at your destination!

Ensure you use the right card and take the one you want out of your wallet when you check in and out.

Can you already check in and out with OVpay?

Now you can already check in and out if you travel second class and without a discount or subscription. We will soon be expanding so that students, business travelers and season ticket holders can also use OVpay.

How does check-in and check-out work?

  1. Hold your contactless debit or credit card or your mobile phone up to the card reader. A single beep means you've checked in. To ensure you use the right card, take the one you want out of your wallet.

  2. At your destination, hold the same card you checked in with up to the card reader, just as with any public transport smart card. Two beeps means you’ve checked out.

  3. The payment is processed automatically; You’ll see the amount with the description NLOV on your statement the next day. The price you pay will be the same as a standard ticket or trip with the OV-chipkaart without subscriptions or discounts.
  4. Do you want to review your travel itinerary from a previous day? Enter the 14-digit code that appears on your statement next to NLOV into the web tool below. As well as the price that was debited from your account. 

What can I use to check in and out?

You can check in and out with:

  • contactless debits card from ABN AMRO, ASN bank, bunq, ING, Rabobank, Knab, Regiobank, or SNS
  • contactless credit cards from Mastercard and Visa (issued by ICS)
  • smartphones that are set up with contactless payment with a card from above-mentioned debit and credit cards. Also with Apple Pay and Google Wallet
  • a foreign contactless debit or credit cards from Maestro, V pay, Mastercard, or Visa

You won't even need an OV-chipkaart or subscription. No registration is necessary. 

Frequently asked questions

Do you want to know more? On the website of OVpay you can find a lot of questions and answers. If your question is not listed, you also have the option of contacting us by telephone.


  • Good check-in and check-out = 4 green lights. This applies to anyone traveling with the allGo or Keolis R-net bus. Hold your OV- chip card or debit card/credit card against the card reader until all 4 green lights are lit. This way you can be sure that you have checked in or out properly.

  • Avoid double travel costs. Now that you can travel with both your bank card and OV-chip card, it is important to follow the next steps: First choose the card you want to check in with. Remove the card from your wallet or phone case. Hold the card against the card reader. You are checked in. Check out again with the same card. This way you avoid double travel costs. Still missed a checkout? Check out www.ovpay.nl/reiskosten

  • Your plastic debit/credit card and the mobile version on your phone are considered two separate cards, even if they are linked to the same bank account. So you cannot check in with the plastic debit card and then check out with your mobile.

Do you have questions? We get that! Everything is listed on the ovpay.nl website. This way you can read at which places in our country you can already check in and out with OVpay. You will also find the answers to questions you may have as a traveler. So that you can read everything again quietly.

Related Documents Terms and Conditions Privacy Statement